|sbi home loan calculator based on salary||1.88||0.3||7413||24|
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Since it is also a debt, SBI takes into account the salary or income of the applicant before deciding the loan amount. There is also a facility to calculate the eligibility for a home or housing loan. You can use an eligibility calculator to calculate your home loan eligibility and check whether or not you can get the approval.How to calculate home loan EMI?
The bank also has its own home loan EMI calculator to help you know the EMI. In a home loan calculator, you need to mention the loan amount, the home loan interest rate and the tenure for which you want to take the loan.How to use a home loan calculator?
In a home loan calculator, you need to mention the loan amount, the home loan interest rate and the tenure for which you want to take the loan. Based on these details, you get the table with the information about the EMI, the total interest outgo and the total amount (interest+principal) for each year till the last year of the loan.What happens if you don't pay SBI home loan EMI?
Non-payment of SBI housing loan EMI may attract a few changes such as late payment fee, penal interest, cheque dishonor charges (in case of issue in PDCs), etc. @2% p.a. on the irregular amount for the period of irregularity, over and above the applicable rate Click to check other home loan fees and charges. 1. How can I reduce SBI home loan EMIs?