LightStream loans are available to borrowers in all 50 states, plus Washington, D.C. and Puerto Rico. Loan amounts. LightStream offers personal loans from $5,000 to $100,000, depending on needs and qualifications. Loan terms. In general, LightStream’s personal loans are available for terms between two and seven years—or 24 and 84 months.How long do I have to pay back my Lightstream loan?
When you are approved for a LightStream loan you have 30 days to have the funds transferred into your account. Once 30 days have passed, the application will expire and you will have to re-apply for a loan.What is a Lightstream debt consolidation loan?
When you get a LightStream debt consolidation loan, it’s a streamlined online loan process that gives you the choice of your funding date and repayment terms. It’s an easy way to start paying less interest each month—so you can start saving fast and tackle your high-interest credit card balances.Does Lightstream offer GAP insurance for my loan?
No, LightStream does not offer Guaranteed Auto Protection (GAP) insurance (optional coverage for newer cars that can be added to your collision insurance policy) for any of our loans. If you are refinancing an existing loan that has GAP coverage, the coverage will not transfer.